Ramu was travelling by flight on one of his business trips. He suffered a heart attack and died while on the flight.
  • Not insurable
  • Life insurance
  • Health insurance
  • Accident Insurance
Pushpa was in a hurry to go to office. While straightening her hair,in a hurry, she forgot to turn off the iron which caused a short circuit leading to a fire accident where some of her valuable materials were lost.
  • Fire
  • Not insurable
  • Property
  • Life
Charan who was a marketing executive fell down the stairs and suffered a fracture due to which he was disabled and could not work for 3 months.
  • Accident
  • Life
  • Not insurable
  • Health
Kumar went for a general check up and was found to be suffering from cancer and needed to be hospitalised at least for 2 months.
  • Health
  • Life
  • Not insurable
Krishna lost his property due to fire caused by a volcanic explosion that affected the entire village.
  • Fire
  • Accident
  • Not insurable
You are unable to work for three months and need help paying your expenses while you’re out of work.
  • Health Insurance
  • Disability Insurance
  • Long-Term Care Insurance
  • Renters Insurance (Liability or Property)
  • Homeowners Insurance (Liability or Property)
You have a water leak in the home you own and need to replace the flooring and cabinets in the kitchen.
  • Health Insurance
  • Disability Insurance
  • Long-Term Care Insurance
  • Renters Insurance (Liability or Property)
  • Homeowners Insurance (Liability or Property)
You get food poisoning and visit the hospital emergency room.
  • Health Insurance
  • Disability Insurance
  • Long-Term Care Insurance
  • Renters Insurance (Liability or Property)
  • Homeowners Insurance (Liability or Property)
You are in an accident and although you do not need to be in the hospital, you require full-time care by medical professionals in your home.
  • Health Insurance
  • Disability Insurance
  • Long-Term Care Insurance
  • Renters Insurance (Liability or Property)
  • Homeowners Insurance (Liability or Property)
You are having a baby and need medical care.
  • Health Insurance
  • Disability Insurance
  • Long-Term Care Insurance
  • Renters Insurance (Liability or Property)
  • Homeowners Insurance (Liability or Property)
You are elderly and need assistance from medical professionals to continue living at home.
  • Health Insurance
  • Disability Insurance
  • Long-Term Care Insurance
  • Renters Insurance (Liability or Property)
  • Homeowners Insurance (Liability or Property)
You are unable to work for one year and need income to pay for living expenses.
  • Health Insurance
  • Disability Insurance
  • Long-Term Care Insurance
  • Renters Insurance (Liability or Property)
  • Homeowners Insurance (Liability or Property)
You lose control of your car and it rolls. Your car can’t be repaired, so you need to purchase a new car.
  • Health Insurance
  • Disability Insurance
  • Life Insurance
  • Automobile Insurance (Liability or Property)
  • Homeowners Insurance (Liability or Property)
While driving your car you hit a tree. Your car must be fixed by a professional repair shop.
  • Health Insurance
  • Disability Insurance
  • Life Insurance
  • Automobile Insurance (Liability or Property)
  • Homeowners Insurance (Liability or Property)
The house you own is destroyed by a tornado and you need to rebuild.
  • Health Insurance
  • Disability Insurance
  • Life Insurance
  • Automobile Insurance (Liability or Property)
  • Homeowners Insurance (Liability or Property)
There is a fire in the apartment you rent and you need to replace all of your clothes and furniture due to smoke damage.
  • Health Insurance
  • Disability Insurance
  • Life Insurance
  • Automobile Insurance (Liability or Property)
  • Renters Insurance (Liability or Property)
While driving a car, you cause an accident that injures someone else.
  • Health Insurance
  • Disability Insurance
  • Life Insurance
  • Automobile Insurance (Liability or Property)
  • Renters Insurance (Liability or Property)
A sudden death of a family member results in a loss of household production (Income).
  • Health Insurance
  • Disability Insurance
  • Life Insurance
  • Automobile Insurance (Liability or Property)
  • Renters Insurance (Liability or Property)
Someone breaks into the apartment you rent and steals your television.
  • Health Insurance
  • Disability Insurance
  • Life Insurance
  • Automobile Insurance (Liability or Property)
  • Renters Insurance (Liability or Property)
An unexpected death of a family member results in funeral expenses.
  • Health Insurance
  • Disability Insurance
  • Life Insurance
  • Automobile Insurance (Liability or Property)
  • Renters Insurance (Liability or Property)
You invite people to the apartment you rent and a guest trips over a pair of snow boots and breaks a finger.
  • Health Insurance
  • Disability Insurance
  • Life Insurance
  • Automobile Insurance (Liability or Property)
  • Renters Insurance (Liability or Property)
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