Explanation
Premium on redemption of debentures is shown under liabilities side of the Balance Sheet, so, it is a personal account. This premium is payable by the company on redemption of the debentures to the debenture-holders.
Debentures are said to be issued at a premium when the amount collected for it, is greater than the nominal value (face value) of the debentures. Such premium is a capital profit and is presented in the balance sheet of the company under the head ‘Reserves and Surplus’.
Debenture premium can be used to write off the discount on issue of shares or debentures, write off the premium on redemption of shares or debentures, and write off capital losses. Such premium may also be used to write off underwriting commission but it cannot be used to pay dividends.
When gift certificates are issued to customers a Deferred Revenue account is created as a liability to sale merchandise in future in exchange for those certificates. When such certificates are redeemed by the customers, the amount of deferred revenue is decreased because such revenue is now realised. Similarly, when the certificates lapse, the deferred revenue account is decreased to reduce the business's future liability.
Debenture Redemption Reserve (DRR) is a fund maintained by companies that have issued debentures to minimise the risk of default on repayment of debentures. It is shown on the liabilities side of the balance sheet under the head Reserves and Surplus.
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