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CBSE Questions for Class 12 Commerce Business Studies Financial Management Quiz 1 - MCQExams.com
CBSE
Class 12 Commerce Business Studies
Financial Management
Quiz 1
The cost of funds raised through debt in the form of_____________.
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Debentures
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Loans from financial institurions
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Debentures or loan from financial institutions
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All of the above.
Explanation
The cost of funds raised through debt will be in the debentures or loan from financial institutions. Debentures and loans are debt for the company, as they have to be repaid over a period of time and are interest bearing.
Working capital is _______________.
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net current assets
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net working capital
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gross cash inflow
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Either (a) or (b)
Permanent working capital is the ________________.
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difference between current assets and current liabilities
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amount of funds invested in the various components of current assets
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minimum amount of current assets which is needed to conduct a business even during the dullest season
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additional assets which are required at different times during the operating year
Explanation
Permanent working capital refers to the minimum amount of working capital i.e. the amount of current assets over current liabilities which is needed to conduct a business even during the dullest period.
If on account of inadequacy of profits, a company wants to pay dividends out of previous year's reserves, it has to follow the rules made by
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Central Government
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State Government
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Articles of Association
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Memorandum of Association
'Dividend' is defined under the fol1lowing section if Income Tax Act, 196
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Section 2(20)
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Section 2(22)
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Section 5(22)
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Section 5(33)
More working capital is required during the period of _______.
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depression
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recession
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recovery
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prosperity
Dividend warrants must be posted within ______ days from the date of declaration of dividend.
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24
0%
34
0%
30
0%
45
Factors determining working capital:
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Nature of Industry and the nature of business
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Demand of creditors and volume of sales
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Cash requirements and inventory turnover
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All the above
The dividend policy of a company is evolved within the framework of ___________.
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corporate law
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taxation
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managerial considerations
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All the above
Which of the following is not a principle of working capital management?
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Principle of risk variation
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Principle of equity position
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Principle of cost of capital
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Principle of liquidity
Choose the correct answer:
(a) Working capital management is an integral part of overall corporate management
(b) There are four tests of working capital policy
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Both (a) and (b) are true
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(a) is true, (b) is false
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(a) is false, (b) is true
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Both (a) and (b) are false
The primary sources of financing working capital in India is/are ____________.
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trade credit
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cash credit
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Both (a) and (b)
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Bank Credit
The word 'dividend' includes the following besides cash
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Distribution of rights to acquire shares in another company is distribution of dividend
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Where dividend is paid in the form of shares in another company, the dividend must be values at the market value of shares
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Bonus shares issued by capitalising profits are not dividend
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All the above
Dividend policy is a ________.
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Managerial decision
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Financing decision
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Dividend decision
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Subjective value
Explanation
Dividend policy refers to the policy that deals with the percentage of the profit which is yield as a dividend to the shareholders of a company which is a financial decision as it includes the finance of the company which can be retained in the company or given as a dividend.
Hence, option (B) is the correct answer.
Accumulated profits
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Are the profits possessed by the company on the date of liquidation
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Include the amounts of Development Rebate
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Are the profits in the hands of the company at the time of distribution of payment
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All the above
Which of the following is known as the melon?
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Cash dividend
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Stock dividend
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Scrip dividend
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Property dividend
When dividend out of stock premiums is to be declared __________.
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stockholders need not be informed
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stockholders need not be consulted about them
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stockholders must be informed and consulted about them
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Both (a) and (b)
The note on dividend policy develops an investment approach which involves ______ steps
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3
0%
4
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5
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6
The following are the managerial considerations influencing dividend policy
(1) Availability of cash
(2) Restrictions by the Financial Institutions
(3) Management Control
(4) Dividend policy as a financing decision
Of these
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1 and 3 are correct
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2 and 4 are correct
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1, 2 and 4 are correct
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All are correct
Cash dividends are ordinarily paid from _______.
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current earnings
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retained earnings
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paid-in-surplus
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capital surplus
The characteristics of a scrip dividend is/are ______.
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it is in a form of a promissory note
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it bears interest and is accepted as a collateral security
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Both (a) and (b)
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None of these
Dividends paid in the ordinary course of business are known as __________.
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cash dividends
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profit dividends
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stock dividends
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property dividends
Dividends paid from capital are known as ___________.
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profit dividends
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cash dividends
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liquidation dividends
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property dividends
Which of the following factors dominate the dividend policy?
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Ownership considerations
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Firm-oriented considerations
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Both (a) and (b)
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Legal considerations
The dividend policy directly affect its _________.
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wealth
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cost of capital
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profit
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output
Which of the following dividend payments lead to a transfer of stock from a speculative class into an investment category?
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Regular dividend payments
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Stable dividend payments
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Irregular dividends
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Extra dividends
Most common approach for analyzing the capital structure of a firm is ________.
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ratio analysis
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cash flow analysis
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comparative analysis
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leverage analysis
Explanation
Comparative analysis is also called comparison analysis. Generally it is used to measure variables over two or more years. The study can be done to find the crucial differences between two very similar things or the similarities between two things that appear to be different on the surface.
Mutually exclusive projects can be more accurately ranked as per:
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Internal rate of return method
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Net Present Value Method
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Modified Internal Rate of Returns Method
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Accounting or Average Rate of Return Method
Explanation
Projects with a positive $$NPV$$ are expected to increase the value of the firm. Thus, the $$NPV$$ decision rule specifies that all independent projects with a positive $$NPV$$ should be accepted. When choosing among mutually exclusive projects, the project with the largest (positive) $$NPV$$ should be selected.
Advantages of Regular dividend payments:
I. It establishes a healthy record for corporation
II. It aids in long-run financing and makes financing easier
III. It improves the credit base of a corporation
IV. It stabilises the market value of securities
Of these
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I and II are correct
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II and III are correct
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I, II and IV are correct
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All are correct
Corporations encourage irregular dividend payments due to
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Unsuccessful operations
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Earnings are fluctuating
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Impossibility to pay dividend regularly
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All of the above
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