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CBSE Questions for Class 8 General Knowledge Indian Economy Quiz 16 - MCQExams.com
CBSE
Class 8 General Knowledge
Indian Economy
Quiz 16
The first stage of research is
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to collect data
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to select problem
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preparation of schedule of problem
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None of these
Which of the following is not a new social movement?
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resource mobilization theory
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labour movement
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environmental movement
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anti-nuclear movement
What is the term used to describe the stages from one's birth into a family with a specific status through formation of a new family unit?
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intergenerational mobility
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socioeconomic life cycle
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vertical mobility
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none of the above
The stages of the demographic transition model are.
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high births high death rates
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low death rates high birthrates
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low birth rates low death rates
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all of the above
Consider the following statements related to the `Angel Investors' and select the correct ones, using the code given below:
Such investors are focused on helping the business succeed rather than reaping a huge profit from their investment.
Conceptually, in profit motive, they are exact opposite of a `venture capitalist'.
They usually invest in `person' rather than in the viability of the business.
In India, they are classified as a category of `venture capital funds'.
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1, 2 and 3
0%
2, 3 and 4
0%
1, 3 and 4
0%
1,2 ,3 and 4
Explanation
Such investors are usually found among an entrepreneur's family and friends but they may be from outside also providing financial backing to entrepreneurs for starting their business. as per the SEBI it belongs to the category 'Alternative Investment Funds'.
Norms are.
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internalized in most cases
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guidelines for human behavior
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reflections of values
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all of the above
Both fiscal and monetary policies focus on.
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the supply side of the market
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the demand side of the market
0%
both sides of the market
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the global market
Select the correct one/s related to the `corporate bond' market in the country by using the code given below:
Government aims to enable the large corporate houses to meet about 25 per cent of their financing needs through it.
Soon 'A' grade rated corporate bonds will be considered as investment grade which is presently 'AAA'.
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Only 1
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Only 2
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1 and 2
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Neither 1 nor 2
Explanation
Most regulators in India currently permit corporate bonds with 'AA' rating only as eligible for investment (while the global practise is to consider 'BBB' or equivalent as investment grade The latest budget has proposed to make it 'B' grade rated to be considered as investment grade.
Which one of the following statements is correct about the 'backlease' process?
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It is a process wherein the land acquired by the government its returned to the fanner on a temporary basis.
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It is a process through which farmers mum their compensation back to the authority in return for the complete transfer of thin. land.
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It is a process by which the land acquired by the government is transferred to marginal fanners on contract-basis.
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It is a process wherein the land acquired and transferred in government's name is returned to villagers who claim that their 'abode' land has been acquired.
Explanation
This happens in the process of governments acquiring land for different development purposes. 'Backlease is allowed by the government ones the community of the old ow ners report as such to the concerned governmentit may be Central or any state governments.
A process by which there is transfer of results of labour of one social group to benefit another is
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Exploitation
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Existential inequality
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Radicalization
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Social mobility
Consider the following liquid assets:
Demand deposits with the banks
Time deposits with the banks
Saving deposits with the banks
Currency
The correct sequence of these assets in the decreasing order of liquidity is _____________.
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1 4 3 2
0%
4 3 2 1
0%
2 3 1 4
0%
4 1 3 2
Which of the following was/were economic critic/critics of colonialism in India?
Dadabhai Naoroji
G. Subramania Iyer
R. C. Dutt
Select the correct answer using the code given below.
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1 only
0%
1 and 2 only
0%
1 and 3
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3 only
Consider the following statements:
I. National Development Council is an organ of the Planning Commission.
The Economic and Social Planning is kept in the Concurrent List in the Constitution of India.
The Constitution of India prescribes that Panchayats should be assigned the task of preparation of plans for economic development and social justice.
Which of the statements given above are correct?
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Only 1
0%
2 and 3
0%
1 and 3
0%
1, 2 and 3
Consider the following statements:
Inflation benefits debtors.
Inflation benefits the bond-holders.
Which of the statements given above are correct?
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Only 1
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Only 2
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1 and 2
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Neither 1 nor 2
Explanation
Inflation brings benefit to borrowers (debtors) while the profit on the bonds gets eroded (higher the inflation lower the return on bonds through interest).
Revenue of the State Governments are raised from the sources, except _______________.
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Entertainment tax
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Expenditure tax
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Agricultural income tax
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Land revenue
Explanation
Expenditure tax is imposed by the Central Government, which is a kind of 'direct tax'--states in India can impose income tax on the 'agriculture income' of the farmers.
Select the correct one/ones about the 'dept service ratio' of external debts, using the code given below:
This is measured by the proportion of total debt service payments to current receipts of the BoP.
It is a measure of strain on BoP due to debt service obligations.
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Only 1
0%
Only 2
0%
1 and 2
0%
Neither 1 nor 2
Explanation
Both the statements are correct. Debt service ration is measured by the proportion of total debt service payments (i.e, principal repayment plus interest payment) to current receipts (minus official transfers) of Balance of Payments (BoP). It indicates the claim that servicing of external debt makes on current receipts and is, therefore, a measure of strain on BoP due to servicing of debt service obligations.
Select the correct one/s related to income tax payments in the countryuse the code to your answer:
Income tax paid by salaried persons on average is over 300 per cent higher than the income tax paid by that of the business persons.
Individual income taxpayers in jobs and in business are almost equal in number.
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Only 1
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Only 2
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1 and 2
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Neither 1 nor 2
Explanation
As per the Budget in 2016-17 the total number of income tax payers in jobs and in business was 1.89 crore and 1.88 crore, respectivelytheir respective total tax payments have been Rs. 1.44 lakh crores and Rs. 48,000 crores (respectively).
Select the correct onefones about the Internal Extra Budgetary Resources(IEBR) in India. using the code given below:
This is an important part of the Central Plans.
It constitutes the resources/funds raised by the public sector undertakings through profits, loans and equities.
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Only 1
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Only 2
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1 and 2
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Neither 1 nor 2
Explanation
This is an important part of the fiscal exercise by the different Ministries and their Departments. This is how the performances of the PSUs come to the knowledge of the Gol.
If the RBI adopts an expansionist open market operations policy, this means that it will _____________________.
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buy securities from non-government holders
0%
sell G-Secs in the open market
0%
offer commercial banks more credit
0%
openly announce to the market that it intends to expand credit.
Explanation
Such a policy means an increased flow of money in the economy-by purchasing the securities greater money flow is guaranteed.
Select the correct statement regarding the 'threshold rate of inflation' in India _________________.
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It may be seen as the 'spillover effects' of headline inflation.
0%
Inflation going beyond the upper limit of the comfort zone
0%
Other sector gets the effects of higher inflation.
0%
(a) and (b) both
Explanation
T
This is the situation when inflation starts hitting the other sectors of economy rather than being limited to the sector of its origin. It was this situation, which made the RBI going for successive attempts of tightening the credit and monetary policy throughout the
2011
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13.
Select the correct one/ones about the Census - 2011 from the given list.
This Census had a 'mascot' for the first time.
The 'mascot' was devised to make the process more people- friendly with the objective of helping people to relate with the Census process and to elucidate the key role of the enumerator.
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Only 1
0%
Only 2
0%
1 and 2
0%
Neither 1 nor 2
Select the incorrect type of the mutual fund scheme available in India:
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Open-ended schemes
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Closed- ended schemes
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Exchange-traded funds
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None of the above
Explanation
There are three types of schemes in which an investor can invest and there is no fourth category in India.
The supply-side economics, which always gets attention in India, lays greater emphasis on the point of view of ________________.
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Producer
0%
Global economy
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Consumer
0%
Middle -man
Explanation
It takes care of the supply-side factors, that is why it is related to the manufacturers/ suppliers. The demand-side economics take care of the cunsumers' behaviour and other related things.
Select the incorrect statement about a Mutual Fund in India.
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They are compulsorily registered with the SEBI, which also acts as the first wall of defence for all investors in these funds.
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Each mutual fund is run by a group of qualified people who form a company called an Asset Management Company (AMC).
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The operations of the AMC are under the guidance of another group of people, called trustees.
0%
Through the AMC and the Trustees own no responsibility for the investors money in a mutual fund.
Explanation
Both, the people in the AMC as well as the trustees, have a fiduciary responsibility (fiduciary means 'involving trust' when someone manages propetics owned by others) because these are the people who are entrusted with the task of managing the hard-earned money of people who do not understand much about managing money.
Select the correct statements regarding the operations of the various Money Market components in India using the code given below:
Commercial Paper route of borrowing working capital is profitable once inflation has peaked.
Cost of operation for the banks in the Call Money Market falls in wake of rising inflation.
Earnings from Money Market Mutual Funds see erosion with increased inflation.
Interest payments liabilities of the Gol on account of the Cash Management Bill increases in case of decreased inflation.
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1,2 and 3
0%
2,3 and 4
0%
1,2 and 4
0%
1,2,3 and 4
Explanation
This question is based on the idea of relationship between 'inflation' and 'real interest rate', which borrowers pay on their borrowings. Components of Money Market are tools of borrowing 'short-term' (i.e., working capital) money from the financial marketthus inflation affects them in the similar way.
Select the incorrect set of the 'new categories' which have been incorporated by the Census-2011 for the first time in India, using the code given below.
Gender, Date of Birth, Marital Status, Literacy Status
Migration, Disability, Name of the Institutional Household
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Only 1
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Only 2
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1 and 2
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Neither 1 nor 2
Explanation
Both the statements incorporate the correct new categories incorporated for the first time while collecting Census data in India. Other categories are - Attendance in Educational Institutions, Work Status, SC and ST.
Priority Sector lending by banks in India constitutes the lending to ________________.
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agriculture
0%
micro and small enterprises
0%
weaker sections
0%
all of the above
Explanation
PSL includes all of the choices given in the question besides many other, for example, retail trade, minorities, etc.
Which among the following may not be considered a measure of cutting down fiscal deficit of the Indian economy?
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Educating and encouraging states to go for reforms in the power sector, irrigation and healthcare
0%
Imposing 'Tobin tax' on the outflows of the FDI and the PIS funds
0%
Handing over the responsibilty of higher education to the private sector
0%
Rationalising subsidies on fertilizers, LPG, medicines and foodgrains
Explanation
Tobin tax was proposed by the Nobel laureate in Economics James Tobin in 1972 but it was supposed to be imposed on every transaction in the foreign exchange market and not specifically on the outflow of the foreign exchange.
Consider the following statements regarding 'revenue deficit' and select the incorrect one/ones using the code given below:
It is the gap between the consumption expenditure of the Government and its current revenues.
It also indicates the extent to which the government has borrowed to finance the current expenditure.
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Only 1
0%
Only 2
0%
1 and 2
0%
Neither 1 nor 2
Select the correct one/ones the 'external debt' from the list given below :
Long term debt is defined as debt with an original maturity of more than one year.
Short term debt is defined as debt repayments on demand or with an original maturity of one year or less.
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Only 1
0%
Only 2
0%
1 and 2
0%
Neither 1 nor 2
Explanation
This is one way how the World Bank / International Monetary Fund have defined these debts.
Select the correct one/ones about the system of tax collection in the case of the 'GST' in India, using the code given below:
It is a multi-point tax system with the end-user finally bearing the burden of the tax.
It has no cascading impact on the prices of the goods and services.
It is pro-poor without being anti-rich.
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1 and 2
0%
2 and 3
0%
1 and 3
0%
1, 2 and 3
Explanation
GST is paid on the value of only value addition and not on the gross prices of the goods-this is why there is no case of 'tax upon tax' in this system-and thus, no cascading effect on the prices. It cuts the final price of the goods and service and that is why it is called 'pro-poor. But it is never 'anti-rich'.
Select the incorrect one about 'recession' as it is perceived in India.
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A period of general economic decline, defined usually as a contraction in the GDP for two consecutive quarters or longer.
0%
It is marked by high unemployment, stagnant wages, and fall in retail sales, does not last longer than one year.
0%
Although recessions are considered a normal part of a capitalist economy, there is no unanimity among economists on its causes.
0%
Recessions are better than stagnation but worse than slowdown and slackness.
Explanation
Recession is always worse than stagnation as well as slowdown and slackness (slowdown and slackness are the same things).
VAT method of tax collection has got dome in-built arrangement by which
it encourages growth and checks inflation.
it encourages tax compliance, discourages tax evasion.
Select the answer using the code given below:
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Only 1
0%
Only 2
0%
1 and 2
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Neither 1 nor 2
Explanation
It encourages growth by making things cheaper (which induces higher consumption and finally higher production). It checks inflation as it is non-cascading in nature (there is no instance of tax upon tax.) Manufacturers and the individuals/ bodies related to the distribution chain pay it on the value addition they do (this is done by showing the 'receipts' of their purchasings by which the tax authorities get opportunity to 'cross-check' the real levels of the production)-this is how it induces better tax compliance and lower tax evasions.
Which of the following set of the 'canons of taxation' has been made the part of Indian tax reforms process till date? Select your answer using the code given below:
Equality
Certainty
Convenience
Economy
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1 and 2
0%
2,3 and 4
0%
1 and 3
0%
1,2,3 and 4
Explanation
It was Adam Smith, father of economics, who laid down four cannons of taxation, which are equality, certainty, convenience and economy. A tax can be tasted on these four criteria. The ongoing tax reforms in India is an endeavour in this direction.
The Goods and Services Tax (GST) is one such effort. It would subsume under it many indirect taxes levied by the Central and State governments. It aims at unification of taxation system and removal of any cascading of taxes (tax on tax).
At every stage, from production to retail, the purchaser of any goods and services will only pay the GST charged by the immediate seller. This will reduce the burden of tax and benefit the consumer. As such the tax seems to achieve the cannons of certainty and convenience.
Which of the following come under the Indian classification of the Small Saving Schemes (SSSs)? Select your answer using the code given below:
Postal Deposits comprising savings account, recurring deposits, time deposits of varying maturities and monthly income scheme (MIS)
Savings Certificates comprising the National Small Savings Certificate (NSC) and Kisan Vikas Patra (KVP)
Social Security Schemes comprising the public provident fund (PPF) and Senior Citizens' Savings Scheme (SCSS)
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1 and 2
0%
2 and 3
0%
1 and 3
0%
1,2 and 3
Explanation
Small Saving Schemes have been always an important source of household savings in India. Small savings instruments can be classified under three heads, which are follows : (i) postal deposits [comprising savings account, recurring deposits, time deposits of varying maturities and monthly income scheme (MIS)]; (ii) savings certificates [National Small Savings Certificate VII (NSC) and Kisan Vikas Patra (KVP)] and (iii) social security schemes [public provident fund (PPF) and Senior Citizens' Savings Scheme (SCSS)]. A 'National Small Savings Fund' (NSSF) in the Public Account of India was established with effect from April 1, 1999.
All small savings collections are credited to this Fund. Similarly, all withdrawals under small savings schemes by the depositors are made out of the accumulations in this Fund. The balance in the Fund is invested in Central and State Government Securities.
Select the correct reason/reasons why the governments impose taxes, using the code given below:
To redistribute the income in the economy
To subsidize various private goods
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Only 1
0%
Only 2
0%
1 and 2
0%
Neither 1 nor 2
Explanation
Private goods are the items (goods and services) which are purchased by individual customers to fulfill their needs. Governments forward subsidies on such items (as on fertilizers, sugar, food grains, etc in India). This may be among the many reasons (such as education cess in India).
Which of the following may be considered correct about 'zero-based budgeting'?
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Fresh evaluation of every item if expenditure from the very beginning of each financial year.
0%
When total expenditure of the government is kept equal to its total receipts.
0%
When the fiscal deficit is kept at zero per cent of he gross domestic product.
0%
When the government goes for zero level primary and monetized deficits.
Explanation
Some of the special features of such a budgeting are-every department needs to provide the reason for its existence; a list of expenditures is made and funds are allotted accordingly with many areas remaining about any fund allocated to them. Some of the basic questions which are asked before doing any expenditures are - do we need to spend? Where do we need to spend? And how much do we need to spend?
Which of the following is correct about inflationary period?
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Salaried people's real income goes up while their nominal income does not increase.
0%
Banks go for downward revision in their lending rates.
0%
Local currency faces the pressure of depreciation.
0%
Volume of exports increases.
Explanation
Basically, inflation makes the nominal income of salaried class increase while the real value of their income remains unchanged.
Official Development Assistance,external concessional loans, India get, can be used by _____________________.
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only Central Government.
0%
Centre and States.
0%
Centre, States as well as the private sector.
0%
only social sector.
Explanation
Private sector cannot use sch assistance. There is no sectoral compulsion though the areas that are outlined before loan is availed.
What is correct about the concept ' bond ratio' frequently used regarding the financial crises of the Western economies?
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It is the measure of a bond issuer's borrowed capital represented by bonds, expressed as a percentage.
0%
It is the ratio of the face value and the market value of a government bond.
0%
A ratio of the earning on corporate bonds and the government bonds.
0%
A ratio to measure the per annum yield on a bond in comparison to the earnings in the share market during the same period.
Explanation
Bond ratio is a measure of a bond issuer's leveraged (borrowed) capital represented by bonds, expressed as a percentage. Bond ratio above 33 per cent is considered high, except for utility companies, which are, as a rule, highly leveraged (formula - bonds due after one year multiplied by 100 divided by (Bonds due after one year + Equity capital).
What is correct about the stock market term 'debt-equity swap' used frequently in the crises-driven western economies?
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A method of converting banks' loans into equity shares of a concerned listed company.
0%
A way out of long-term loans by replacing them with preference shares used by a listed company.
0%
An arrangement in which a firm exchanges its newly issued common stock for its already-issued bonds.
0%
A short-term relief from the long-term liabilities of company given by the lender.
Explanation
The stock market term
debt-equity swap
is an arrangement in which a firm exchanges its newly issued common stock (i.e., equity shares) fr its already-issued bonds. Many companies in USA and Europe have gone for this route to restructure their debts, shares and assets post-financial crises in the Western economies. Some of the Asian listed companies are also proposing to do the same-in India, the Kingfisher Airlines is believed to thinking about a similar leverage t get rid of its tight financial position.
Which of the following can be inferred if a country continues to devalue its currency to promote its exports?
The country's production capacity might have gone heavily oriented to the external markets.
The country is selling its precious assets to the world at throwaway prices which may turn out to be self-defeating in the long-run.
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Only 1
0%
Only 2
0%
Both 1 and 2
0%
Neither 1 nor 2
Explanation
Such a case has been seen in the case of China till first half of the year 2016. But China has not followed it as its long-term trade policy and is intensely busy today in orienting its production line to its domestic market.
Which one of the following is not among the functions of the Asian Development Bank?
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Providing financial and technical support to the member countries which face balance of payment crises.
0%
Providing loans to member countries for economic and social advancements.
0%
Providing technical assistance and advisory services to the member countries.
0%
Coordinating development policies and plans of the member countries.
Explanation
It pays no role in the area of bailing out its member countries in the times of balance of payment crises.
What is correct about the security market term 'fallen angel', used frequently in the world?
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A share, which has lost sheen after a crash in the share market.
0%
A bond that was investment grade when issued but now has much lower rating.
0%
A company takeover is through an open bid by its closest competitor.
0%
A situation when a listed company turns out to be a liability on the stock exchange due to its higher weight in the stock exchange index.
Explanation
Fallen Angel
is the 'bond' that was investment grade when issued but now has much lower rating. As happened in the case of the US Government Securities recently when nation states of the world were investing in them, it was among the best of the investments in the world but once the Monday's downgraded the 'Sovereign rating' of the USA the same Securities lost the sheen and their past glory.
Which of the following will be the outcomes once an economy is under an inflationay pressure? Select your answer using the code given below:
Domestic currency heads for depreciation.
Exports become less competitive with imports getting costlier.
Cost of borrowing decreases.
Bond-holders get benefitted.
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1 and 2
0%
Only 2
0%
1 and 3
0%
Only 3
Explanation
Inflation is directly seen converting into proportionate depreciation in the domestic currency. In such situations exports become cheaper for other countries (which make it more competitive in the world market), besides imports becoming costlier (as the domestic currency loses value in front of the external currency). Real cost of borrowing is calculated by deducting the current rate of inflation (which is higher) from the 'nominal rate of interest banks announce on a certain category of loan). Bond-holders are basically lenders so they duffer-interest income sees dilution.
What is correct one/ones about the RBI from the given choices? Select your answer using the code below:
National Housing Bank, Deposit Insurance and Credit Guarantee Corporation of India (DICGC) and the Bhartiys Reserve Bank Note Mudran Private Limited (BRBNMPL) are the only fully-owned subsidiaries of the RBI in India.
While RBI maintains a majority stake in the National Bank for Agriculture and Rural Development (NABARD), it has recently divested all its stake in State bank of India to the government of India.
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Only 1
0%
Only 2
0%
1 and 2
0%
Neither 1 nor 2
Select the correct objectives of the 'term ropes' started by the RBI, using the code given below:
It checks the ad-hocism in the day-to-day banking operation in the country.
It will promote stability in the bank's lending business.
Lending rates will become more transparent to the loan seekers.
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0%
1 and 2
0%
Only 2
0%
2 and 3
0%
1,2 and 3
Explanation
This practice has been started to make banks think in long-term which will be the need of the banking industry when it complies to the Basel III norms. As per these norms, banks have to maintain two ratios-one regarding short-term fund. Term repo will make them meet these twin aims.
What is correct about the stock market term 'divided rollover'?
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It is an act of trading strategy of buying securities shortly before their ex-dividend dates and selling them after collecting dividends.
0%
An act of postponement of dividend distribution by a company to the next year.
0%
When dividend distribution is put off by a company for over one year.
0%
A situation in dividend distribution when listed companies offer choice to its shareholders of leaving their dividends with the company itself for some time at some interest charges given to them.
Explanation
The term
dividend
rollover
is an act of 'trading strategy' of buying shares shortly before their dividend distribution dates and selling them after collecting dividends.
Which of the following best described the term 'brain waste'?
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A situation when the innovative ideas of entrepreneurs do not get utilised due to a weak financial system.
0%
The migrants to foreign countries who take up unskilled jobs despite having professional qualifications.
0%
Top brains of scientist community going for salaried jobs in place of entering research and development works.
0%
A highly skilled person employed in a low-paid job.
Explanation
This a concept belonging to economics. Such situations might arise due to forced labour cut during recession which was seen among the recession-hit western economies.
Which of the following will be the impact on the banking industry in case RBI increases the Bank Rate?
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Banks will increase their lending rates.
0%
Long-term loans in the country will become costlier.
0%
banks will decrease the interest which they offer on the time deposits.
0%
None of the above.
Explanation
Revision in the Bank Rate by RBI today have no impact on the banking industry as lending rates are now linked to 'repos'. Banks need not aligned their lending rates with Bank Rate.
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